You would find NBFCs more willing to lend even if you have a poor credit score, says Adhil Shetty
'If I close my housing loan, are there any investment avenues (the investment should provide liquidity) to save tax?'
The real estate subvention scheme or 80-20 home buying plan, recently banned by the Reserve Bank of India, is now being replaced by other offers to attract buyers.
Drivezy is helping people share their vehicles.
Home buying can be seamless if you plan and execute your ideas well.
In an online chat with readers on October 14, Anil Rego answered their credit card queries.
If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.
Experts said the builders will now factor in their losses arising from the removal of input tax credit when they pass on the benefits to end users while the latter may want the entire GST cut to be given to them.
A critical factor that can ensure easier and hassle-free access to home loans is keeping a watchful eye on your Credit Information Bureau India Ltd (CIBIL) Report and CIBIL TransUnion Score.
Paying just minimum amount due? Closed your oldest credit card? Have never accessed your CIBIL report? You could be in trouble :(
Here's a quick glimpse into what goes into the making of a person's CIBIL TransUnion Score
Each partner should discuss retirement accounts, property owned prior to marriage.
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
Here are four ways to keep your credit score in the green
Few right moves and you can improve your credit score real fast
Housing prices could drop by up to 30% over 6 to 12 months after demonetisation.
These tips can save a lot of money for every car loan customer.
Thousands of homeowners across housing projects owned by Jaypee Infratech and the Amrapali Group are running out of options. Jaypee Infratech and Amrapali are among the 12 big corporate loan defaulters against which the RBI has ordered initiation of insolvency proceedings.
It's unfair, isn't it? That good borrowers are not rewarded for their discipline and are forced to subsidise indisciplined borrowers who may pose higher credit risk...
Read the numbers carefully because no one can offer a credit card at zero cost or give a loan at a simple interest of 9%.
Dealer despatches will probably be a good signal of economic turnaround or further deterioration, says Devangshu Datta.
Banks and financial institutions provide 6-12 months of additional time, beyond which you need to negotiate.
A budget is nothing but a tool to keep your spending under control and ensure that the monthly expenses are lower than your monthly income. Here are some tips on how you can make your budget work
A primer on how to choose correctly between swiping your card and applying for a loan...
A six-point checklist to follow when lenders reject your home loan application.
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.
Goals like buying a car or travelling abroad are short-term goals whereas purchasing a house or retirement planning are medium and long-term goals.
Here are some features you should be looking out for if you want to opt for a business loan...
'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'
When opting for any loan, make sure you read the terms and conditions carefully, and understand the 'other charges' to avoid any disappointment at a later stage.
'Should the government be in the business of running banks?' 'Particularly when it does not have the fiscal strength to continuously infuse capital into such banks?'
According to analysts, most of the growth in the smartphone space will come from existing users, who will be lured to upgrade their handsets as new features and technologies turn existing features redundant, says Arnab Dutta.
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
A new couple's financial situation changes from their bachelor days.
Here's the formula and it is not too difficult to implement.
A Reserve Bank panel has suggested a benchmark floating interest rate, especially or home loans, to bring greater transparency in the pricing of credit.
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
It is absolutely difficult to retain a healthy credit report if you have a history that shows your inability to cover up debts and repay loans regularly.
If you are looking to stay in the property, unnecessary delays will only increase the cost.
Foodpanda delivery executives were assured they could make Rs 50,000. There were promises made on surge and demand. But the demand never kept up with the supply.
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