News for 'EMI Payment'

How your CIBIL TransUnion Score is calculated

How your CIBIL TransUnion Score is calculated

Rediff.com8 Jul 2015

Here's a quick glimpse into what goes into the making of a person's CIBIL TransUnion Score

5 tips to avoid credit card debt trap this festive season

5 tips to avoid credit card debt trap this festive season

Rediff.com4 Oct 2016

There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj

The four lifelines for a healthy credit score

The four lifelines for a healthy credit score

Rediff.com28 Jan 2016

Here are four ways to keep your credit score in the green

Spouse's credit score can hurt your loan prospects

Spouse's credit score can hurt your loan prospects

Rediff.com15 Mar 2015

Each partner should discuss retirement accounts, property owned prior to marriage.

Hope for young Indians: Demonetisation will slash real estate prices

Hope for young Indians: Demonetisation will slash real estate prices

Rediff.com20 Dec 2016

Housing prices could drop by up to 30% over 6 to 12 months after demonetisation.

7 quick steps to improve your CIBIL Score

7 quick steps to improve your CIBIL Score

Rediff.com21 Sep 2015

Few right moves and you can improve your credit score real fast

Homebuyers turn to God for help in getting flats

Homebuyers turn to God for help in getting flats

Rediff.com31 Aug 2017

Thousands of homeowners across housing projects owned by Jaypee Infratech and the Amrapali Group are running out of options. Jaypee Infratech and Amrapali are among the 12 big corporate loan defaulters against which the RBI has ordered initiation of insolvency proceedings.

Six mantras to get the best car loan deal

Six mantras to get the best car loan deal

Rediff.com4 Jan 2015

These tips can save a lot of money for every car loan customer.

Why make good borrowers pay for bad ones?

Why make good borrowers pay for bad ones?

Rediff.com12 Jul 2015

It's unfair, isn't it? That good borrowers are not rewarded for their discipline and are forced to subsidise indisciplined borrowers who may pose higher credit risk...

Don't get duped! Read offers from financial firms

Don't get duped! Read offers from financial firms

Rediff.com16 Nov 2015

Read the numbers carefully because no one can offer a credit card at zero cost or give a loan at a simple interest of 9%.

Keep track of auto numbers

Keep track of auto numbers

Rediff.com12 Dec 2016

Dealer despatches will probably be a good signal of economic turnaround or further deterioration, says Devangshu Datta.

Jobless and burdened with an education loan?

Jobless and burdened with an education loan?

Rediff.com18 Nov 2015

Banks and financial institutions provide 6-12 months of additional time, beyond which you need to negotiate.

How to make a personal budget that works

How to make a personal budget that works

Rediff.com22 Sep 2014

A budget is nothing but a tool to keep your spending under control and ensure that the monthly expenses are lower than your monthly income. Here are some tips on how you can make your budget work

Credit card vs personal loan: What should you opt for?

Credit card vs personal loan: What should you opt for?

Rediff.com29 Apr 2015

A primer on how to choose correctly between swiping your card and applying for a loan...

'We are in search of a Shiva to consume the poison from banking system'

'We are in search of a Shiva to consume the poison from banking system'

Rediff.com23 Nov 2020

'Should the government be in the business of running banks?' 'Particularly when it does not have the fiscal strength to continuously infuse capital into such banks?'

How You can achieve your financial goals

How You can achieve your financial goals

Rediff.com19 Oct 2018

Goals like buying a car or travelling abroad are short-term goals whereas purchasing a house or retirement planning are medium and long-term goals.

Home loan rejected? Here's hope!

Home loan rejected? Here's hope!

Rediff.com8 Sep 2015

A six-point checklist to follow when lenders reject your home loan application.

6 tips to get the best home loan deal

6 tips to get the best home loan deal

Rediff.com7 Jul 2015

Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.

What you must know about new home loan rates

What you must know about new home loan rates

Rediff.com9 Jan 2019

'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'

Going for a business loan? 5 things you must know

Going for a business loan? 5 things you must know

Rediff.com11 Nov 2014

Here are some features you should be looking out for if you want to opt for a business loan...

India's handset industry may cross 300-mn mark, close in on China

India's handset industry may cross 300-mn mark, close in on China

Rediff.com10 Jan 2019

According to analysts, most of the growth in the smartphone space will come from existing users, who will be lured to upgrade their handsets as new features and technologies turn existing features redundant, says Arnab Dutta.

8 loan 'charges' that can cost you a bomb

8 loan 'charges' that can cost you a bomb

Rediff.com23 Aug 2016

When opting for any loan, make sure you read the terms and conditions carefully, and understand the 'other charges' to avoid any disappointment at a later stage.

Gift your family a new home by next Pongal

Gift your family a new home by next Pongal

Rediff.com15 Jan 2016

Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.

Happily ever after, financially

Happily ever after, financially

Rediff.com21 Dec 2015

A new couple's financial situation changes from their bachelor days.

How to build a perfect CIBIL score

How to build a perfect CIBIL score

Rediff.com25 Mar 2016

Here's the formula and it is not too difficult to implement.

RBI wants to reform home loans, make the process transparent

RBI wants to reform home loans, make the process transparent

Rediff.com11 Apr 2014

A Reserve Bank panel has suggested a benchmark floating interest rate, especially or home loans, to bring greater transparency in the pricing of credit.

Planning to buy a new house? 5 important factors to consider

Planning to buy a new house? 5 important factors to consider

Rediff.com2 Dec 2014

To ease the process of decision making while buying a house, we have put together important factors you need to consider.

Tips on how to maintain a good credit score

Tips on how to maintain a good credit score

Rediff.com25 Oct 2013

It is absolutely difficult to retain a healthy credit report if you have a history that shows your inability to cover up debts and repay loans regularly.

Foodpanda has bitten off more than it can chew

Foodpanda has bitten off more than it can chew

Rediff.com22 Nov 2018

Foodpanda delivery executives were assured they could make Rs 50,000. There were promises made on surge and demand. But the demand never kept up with the supply.

Attractive home loans? Tread with caution

Attractive home loans? Tread with caution

Rediff.com22 Jan 2015

If you are looking to stay in the property, unnecessary delays will only increase the cost.

Rs 18,000 crore: Kashmir business losses since August 5

Rs 18,000 crore: Kashmir business losses since August 5

Rediff.com22 Jan 2020

'The economy of Kashmir has collapsed.'

Don't just look at interest rates when applying for a home loan

Don't just look at interest rates when applying for a home loan

Rediff.com22 Jun 2016

There are other charges too that you need to budget for

Five ways to improve your household budget

Five ways to improve your household budget

Rediff.com29 Feb 2016

Take a moment to consider ways to improve your finances.

How to 'settle' your credit card woes!

How to 'settle' your credit card woes!

Rediff.com19 Aug 2015

If your loan was rejected because you had just 'settled' your outstanding dues and not 'closed' it altogether, then here's how you can get this loan approved.

Has India turned its back on Apple?

Has India turned its back on Apple?

Rediff.com16 Aug 2018

Once the darling of consumers, the April-June sales figure for Apple is a historic low. This has coincided with Chinese player OnePlus taking top spot in premium smartphones with a share of 40 per cent and Samsung slipping to second position at 34 per cent in April-June.

6 ways women can save money for retirement

6 ways women can save money for retirement

Rediff.com8 Mar 2016

Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!

Poor CIBIL score: Consider 'credit repair'

Poor CIBIL score: Consider 'credit repair'

Rediff.com18 Nov 2015

Do you know what is 'credit repair'? And how to go about it?

Part-prepaying in vogue to counter interest rate rise

Part-prepaying in vogue to counter interest rate rise

Rediff.com17 Dec 2013

With RBI likely to make credit costlier and banks to follow, some ideas on switching money to be able to do this.

7 money mistakes the young must avoid

7 money mistakes the young must avoid

Rediff.com28 Jan 2020

Investment advisor Sheetal Jhaveri busts popular money myths to make you a confident investor

8 golden money lessons to keep your finances healthy through the year

8 golden money lessons to keep your finances healthy through the year

Rediff.com9 Jan 2018

Managing your money in January will set the trend for rest of the year, says Adhil Shetty.